complimentary Club ITC Culinaire, Accorplus, Club Marriott and EazyDiner Prime memberships
Complimentary Swiggy One
Complimentary BookMyShow tickets
1.5% forex markup
Fees
Joining Fee15,000 EDGE Reward Points on card activation (first transaction within 30 days of card issuance required)
₹59,000
₹50,000 + GST
Annual FeeAnnual fee waived on spending ₹35 lakhs in the preceding card anniversary year
₹59,000
₹50,000 + GST
Eligibility
Age
21-65 years
Salary
₹3L / Month
Credit Score
750+
Bank Fee Structure
Forex Markup1.5% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency Examples (1.5%): ₹100 → ₹1.50 ₹1,000 → ₹15 ₹10,000 → ₹150 ₹1,00,000 → ₹1,500
1.5%
Finance Charges (APR)Finance charges of 3.0% per month (42.58% per annum) apply on unpaid outstanding balances until the amount is fully repaid
3.0%
ATM WithdrawalNo cash advance fee is charged on cash withdrawals using this card
Not Applicable
Reward RedemptionNo fee is charged when redeeming reward points on this card
Not Applicable
Railway SurchargeA surcharge of 1% is applied to transactions made for booking railway tickets
1%
Rent PaymentA surcharge fee of 1% is applies on rental transactions made using the credit card
1%
Cheque PaymentA fee of 2% of the payment amount (minimum ₹500) is levied for cheque return, cheque dishonour, or auto-debit reversal
2%
Cash PaymentA fee of ₹175 per transaction is charged for cash payments made at Axis Bank branches (daily cash payment limit of ₹50,000)
₹175
Late Payment Charges
Amount due
Fee
₹0 - ₹500
₹0
₹501 - ₹5,000
₹500
₹5,001 - ₹10,000
₹750
Above ₹10,000
₹1200
An additional ₹100 applies if the Minimum Amount Due is missed for two consecutive cycles, and continues every cycle until the MAD is cleared
The bank may offer a different card variant based on your eligibility; please carefully review the features and benefits of the card offered before submitting your application
A minimum transaction of ₹100 within 30 days of card issuance is required to activate the card, failing which you will not be eligible for rewards
