Best Credit Card for International Travel

All Benefits

  • Earn accelerated reward points on travel spends and standard rewards on domestic purchases
  • Enjoy zero forex markup on international transactions
  • Get complimentary domestic and international airport lounge access
  • Receive a ₹3,000 MakeMyTrip voucher as a welcome benefit
  • Avail fuel surcharge waiver on eligible fuel transactions
  • Stay protected with complimentary travel insurance coverage
  • Unlock milestone benefits on achieving higher annual spends

Fees

Joining Fee Pay ₹3,000, get ₹3,000 back as a MakeMyTrip voucher with your first transaction.
₹3,540
₹3,000 + GST
Annual Fee The annual fee is not waived under any spending conditions.
₹3,540
₹3,000 + GST

Eligibility

Age
21-65 years
Salary
₹25K / Month
Credit Score
750+

Bank Fee Structure

Forex Markup 0% forex markup is charged on transactions made in currencies other than INR. Applies to international POS payments and online purchases charged in foreign currency.
0%
Finance Charges (APR) Finance charges of 3.99% per month (≈ 47.88% per annum) is charged on unpaid dues and cash advances until repaid.
3.99%
ATM Withdrawal 2.5% of the withdrawn amount is charged on cash advances using the credit card (minimum ₹500, if applicable).
2.50%
Reward Redemption A reward redemption handling fee of 2.5% plus applicable GST is charged per redemption request.
2.5%
Railway Surcharge A railway booking surcharge of 1.80% for online transactions and 2.50% for other bookings is applied, with additional bank charges and taxes recovered at actuals.
1.80%
Rent Payment 1% of the transaction amount is charged as a fee on rent payment transactions, subject to applicable GST and platform charges
1%
Cheque Payment A fee of ₹500 is charged for payments made through cheque
₹500
Cash Payment A cash payment fee of ₹100 per transaction is applicable when credit card dues are paid in cash at RBL Bank branches.
₹100

Late Payment Charges

Amount dueFee
₹0 - ₹500₹0
₹501 - ₹5,000₹500
₹5,001 - ₹10,000₹700
₹10,001 - ₹25,000₹950
₹25,001 - ₹50,000₹1,100
₹50,001+₹1,300

Additional ₹100 is charged if Minimum Amount Due remains unpaid for two consecutive cycles, continuing until cleared

Reward Exclusions

Fuel SpendsEMI SpendsWallet LoadsUtility Bill PaymentsInsurance PaymentsRent PaymentEducation SpendsGovernment-Related TransactionsEMI Spends

Terms & Conditions

  • Bank may offer a different card variant based on your eligibility. Please carefully read the features of the card offered before submitting your application
  • A minimum transaction of Rs.100 within 30 days is required to activate the card, otherwise, you won’t be eligible for the Rewards

Full charges and terms: Bank MITC / Terms